The card price carries the cost of taking cards. You keep what you charge.
Cards usually cost three to four cents on the dollar. On a $9,000 changeout that is $270 to $360 just to get paid, and none of it shows on the job ticket. A shop running $50,000 a month in cards hands over $1,500 to $2,000 a month the same way. Your own number is on your own statement.
Every ticket has a card price and a lower cash price. The tech takes the payment the way he does today and the system applies the right one. Credit and debit pay the card price. Cash and check pay the cash price. We call it Dual Pricing.
The difference is 3.85 percent, the same on every card. No per-transaction fee on swiped or tapped cards. No cancellation fee. What leaves your account for processing today stays in the shop.

Tap, chip or swipe on a Clover Flex. It has its own printer and its own cell signal, so it works on a job site with no Wi-Fi.

A Clover Go reader pairs with the tech's phone. On a current iPhone, Tap to Pay needs no reader at all.

Key the card in from any browser while the customer is on the line.
Email it with a pay button.
Set the maintenance plan up once and it bills every month.
Nobody leaves a voicemail when the heat is out. They call the next company. Cajoon, our business system, texts that caller back for you, asks for the review after the job, and sends the reminder the day before.
ServiceTitan, Housecall Pro, Jobber, or whatever you run today. Clover runs beside it on its own, so nothing gets ripped out. The Clover dashboard also syncs to QuickBooks Online.
No fee is added at the door. Every ticket already carries a card price and a lower cash price, and the device applies the one that fits. Pay by cash or check, pay less.
When does it end? Send one statement now. The review is free. If what you would keep in a year is bigger than the cost to leave, the math makes the call. If it is not, staying put is the right call and we will say so.
The big number is what you stop paying. On Dual Pricing your processing goes to zero. Against that, the Clover subscription is its own line, $79 a month for a Flex or $99 for a Mini. The account fee is under ten dollars a month, and PCI is $199 once a year. Those are separate lines, and every one is on the paperwork before you sign.
Then Dual Pricing is not your program. We also offer Traditional Processing and Interchange Plus, and the review shows which one fits.
Text a photo of it to 888-470-2530, or upload it here. $500 if we can't lower your processing cost.