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EmeraldPay: Credit Card Processing & Clover POS Reseller | Orlando, FL EmeraldPay logo

Everything
you need
to take
payments.

Card processing, Clover point of sale, and follow-up software for independent businesses.

Both pricing programs, hardware costs, and industry setups are published below. Apply online in about five minutes.

Authorized Clover resellerPCI DSS compliantU.S.-based support
Clover Mini POS
Payment Approved
$184.50 · Visa ····4821
Effective rate 1.69%
Deposits Next-day
Support U.S.-based
Saved this month
vs. previous processor
$1,247
U.S.-Based Support Real Humans Available
PCI DSS Compliant Card Industry Standards
Authorized Reseller Full Clover Lineup
Processing Since 2009 Seventeen Years & Counting
01 · Before You Compare

Before you look for pricing, think of these four parts.

Have them ready before you compare anything. You'll know in about thirty seconds whether any processor's quote holds up, including ours.

How a statement analysis worksVideo coming soon
01
Monthly Card Volume
What you ran through cards last month, credit and debit combined. Found on the front page of your statement.
02
Average Ticket
Total card volume divided by the number of transactions. $ volume ÷ count
03
How You Take Payments
Swipe, key, invoice, e-commerce, or some mix of all of them. Each one prices differently.
04
Current Effective Rate
All processing fees added up, divided by total card volume. total fees ÷ volume
02 · Pricing Programs

Two approaches most businesses choose. Both are built to save you money on processing.

One keeps a single price for every customer and lowers what you pay to process it. The other posts a card price and a cash or check price, so processing is already covered by what you charge. Both end up in the same place, with less of your money going to processing. Send a recent statement and we'll tell you which one gets you further.

Which pricing program fits your business?Video coming soon
Keep one customer price

Lower my processing cost.

Your customer sees one price. We price the account around how you accept payments, your monthly volume, and your average ticket, with complete program details before you apply.

Traditional ProcessingTiered pricing configured for the way your business accepts payments. Explore Traditional
Interchange PlusActual interchange plus a disclosed markup, banded by monthly volume. Explore Interchange+

Not sure which one fits? We can compare them from your statement.

Most popular
Posted card + cash/check pricing

Keep more of every sale.

Post a card price and a cash/check price before payment. Your customer picks how they want to pay, your staff selects cash or card at checkout, and the right total applies. The posted card price already carries the processing cost, so it is not coming off the price you set.

Both prices are posted before payment. The cash/check price is 4% below the card price. Nothing is added at checkout.

Strongest fit: $15+ average ticket

See how Dual Pricing works

Want us to run the numbers?

Upload a recent processing statement. We'll break down what you pay today, compare every program, and show which one fits your costs and your customers. No sales call required.

If staying put is your best deal, we'll tell you.

Free Statement Analysis
05 · How Switching Works

Approved and shipped in about 48 hours.

Most merchants are approved within 24 hours and have hardware shipped within 48. Clover devices are designed to plug in and start taking payments within minutes.

Clover Mini Ready to take payments
1
Day 0

Sign Up

Fill out our application online. It's simple and should only take a few minutes.

2
Within 24 hrs

Application approved

Most applications are reviewed and approved same-day. We'll confirm the program you've chosen and finalize the rate sheet.

3
Within 48 hrs

Hardware ships

Your Clover device ships out, ready to plug in. Online-only setups can be configured to start processing the same day.

4
Day of arrival

Plug in. Take payments.

Clover walks you through a short on-screen setup. Self-paced training videos and Clover's 24/7 support are there if you want them.

06 · See What You'd Save

Run your numbers before you call us.

Plug in your monthly card volume to see what a dual pricing program would save your business across a year. The same calculator works whether you process $5,000 or $500,000 a month.

Typical Annual Savings
$18K – $48K
For businesses processing $50K – $150K monthly
Monthly Range $1,500–$4,000
Effective Rate 3% – 4%

Range based on a 3%–4% effective processing rate. Actual savings depend on your card mix, average ticket, and program selected. We'll quote your specific number from your statement.

Get Started

Read the pricing. Then decide.

Every fee published. Every program explained. The kind of merchant services partner that earns your business by being readable, not by burying surprises in your statement.

Meet Cajoon. Run your whole business from one place.

Clover takes the payment. Cajoon runs everything around it: calls, texts, reviews, bookings, social, and follow-up, all on one AI-powered platform. Our second core product, alongside your Clover payments.

Explore Cajoon See plans & pricing Or see Clover + Cajoon together → the EmeraldPay stack