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EmeraldPay — Credit Card Processing & Clover POS Reseller | Orlando, FL EmeraldPay logo

Most processors expect your business to fit their plan. EmeraldPay fits your plans.

Credit card processing and point-of-sale solutions, with a competitive pricing program matched to how your business actually takes payments, focused on helping you save money and run more efficiently.

Clover Mini POS
Payment Approved
$184.50 · Visa ····4821
Effective rate 1.69%
Setup fees $0.00
Statement fees $0.00
Saved this month
vs. previous processor
$1,247
U.S.-Based Support Real Humans Available
PCI DSS Compliant Card Industry Standards
Authorized Reseller Full Clover Lineup
Processing Since 2009 Sixteen Years & Counting
01 · Before You Compare

Before you look for pricing, think of these four parts.

Have them ready before you compare anything. You'll know in about thirty seconds whether any processor's quote holds up, including ours.

01
Monthly Card Volume
What you ran through cards last month, credit and debit combined. Found on the front page of your statement.
02
Average Ticket
Total card volume divided by the number of transactions. $ volume ÷ count
03
How You Take Payments
Swipe, key, invoice, e-commerce, or some mix of all of them. Each one prices differently.
04
Current Effective Rate
All processing fees added up, divided by total card volume. total fees ÷ volume
02 · Pricing Programs

Two approaches most businesses choose. More options if you need them.

Most merchants land on one of these two programs. Choose the one that fits your card mix and operating style, or talk to us if you'd rather walk through the math first.

Traditional Processing

Pay processing fees like you always have. We offer transparency on every transaction with predictable monthly costs.

Best for "I want to find every dollar of savings on the back end. I want processing I can easily understand, something that saves me money and reflects how I take payments."
  • Simple, easy-to-understand costs
  • No junk fees
  • Full statement transparency on every fee
  • Works with any business type or volume
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Cash Discount

The easiest way to offset processing costs. Build them into your card pricing, then offer a discount to cash-paying customers, they avoid the processing cost, so they pay the "normal" price. It's a transparent, clean, and compliant way to offset costs.

Best for "I'm sick of processing fees, but I don't want to surcharge."
  • Effectively removes processing fees from operating costs
  • Fully compliant program included
  • No customer-facing surcharge fee
  • Works on Clover terminals out of the box
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05 · How Switching Works

Approved and shipped in about 48 hours.

Most merchants are approved within 24 hours and have hardware shipped within 48. Clover devices are designed to plug in and start taking payments within minutes.

1
Day 0

Sign Up

Fill out our application online. It's simple and should only take a few minutes.

2
Within 24 hrs

Application approved

Most applications are reviewed and approved same-day. We'll confirm the program you've chosen and finalize the rate sheet.

3
Within 48 hrs

Hardware ships

Your Clover device ships out, ready to plug in. Online-only setups can be configured to start processing the same day.

4
Day of arrival

Plug in. Take payments.

Clover walks you through a short on-screen setup. Self-paced training videos and Clover's 24/7 support are there if you want them.

06 · See What You'd Save

Run your numbers before you call us.

Plug in your monthly card volume to see what a Cash Discount program would save your business across a year. The same calculator works whether you process $5,000 or $500,000 a month.

Typical Annual Savings
$18K – $48K
For businesses processing $50K – $150K monthly
Monthly Range $1,500–$4,000
Effective Rate 3% – 4%

Range based on a 3%–4% effective processing rate. Actual savings depend on your card mix, average ticket, and program selected. We'll quote your specific number from your statement.

Get Started

Read the pricing. Then decide.

Every fee published. Every program explained. The kind of merchant services partner that earns your business by being readable, not by burying surprises in your statement.