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EmeraldPay — Stop Letting Processing Fees Eat Your Pet Grooming Margins
For Pet Groomers & Pet Salons

Pet Grooming Is Skilled Labor. Stop Giving Away 3–4% of Every Ticket to Processors.

Every full groom is 90+ minutes of hands-on, skilled work. Your margins already carry the weight of labor, supplies, and rent. Processing fees are quietly eroding what's left — on every appointment, every tip, every retail sale.

PCI compliant · Legal in all 50 states · Powered by Clover POS
Professional pet stylist working with a dog at a salon
The Silent Margin Killer

Your Best Pet Stylist Can Only Do So Many Dogs a Day.
Processing Fees Are Shrinking What Each One Earns You.

Salon revenue is capped by labor. You can't 10× output — you can only protect the margin on every ticket that walks through the door. Cash discounting does exactly that.

90+ min
Per Full Groom

Skilled, hands-on work you can't automate or speed up without losing quality. Every minute has a cost.

40–50%
Of Revenue Goes to Labor

Skilled pet stylists are in high demand and pay reflects that. Labor is already your biggest expense — processing fees come out of what's left.

$0
Processing Fees with EmeraldPay

Cash discounting eliminates the fee entirely. Every dollar stays in your salon's P&L.

💸 Where the Fees Hit

The Leak Across Every Revenue Stream

Processing fees don't just hit your main service tickets. They compound across add-ons, retail, tips, and recurring packages — and most salon owners never break them out by category.

✂️

Pet Grooming Services

Full grooms, bath & brush, breed-specific cuts, puppy packages. Your highest-ticket transactions — which means the biggest per-swipe fee hit.

On $30K/mo card volume
$900–$1,200/mo in fees
🛁

Add-Ons & Tips

Deshedding treatments, teeth brushing, nail grinds, flea baths — plus tips to your staff. High-frequency, card-heavy transactions.

On $10K/mo card volume
$300–$400/mo in fees
🦴

Retail, Packages & Daycare

Shampoos, treats, brushes. Monthly groom memberships and punch cards. Daycare or boarding revenue. All running through the reader.

On $15K/mo card volume
$450–$600/mo in fees

Combined: $20,000–$27,000+ per year walking out the door.

💰 Your Salon, Your Numbers

Calculate Your Savings

Enter your total monthly card volume across pet grooming, retail, tips, and any other card-accepting services.

Estimated Yearly Savings
$16,200 – $21,600
Monthly Savings
$1,350 – $1,800
That's enough to hire a part-time bather or upgrade your HV dryer

Based on 3–4% effective rate across all card-accepting revenue streams.

How It Works

Set Up at the Front Desk. Save on Every Ticket.

1

Apply Online

5-minute application. Most salons approved within 24 hours.

2

Get Your Clover Terminal

Pre-configured hardware ships for your front desk. Running multiple stations or a second location? We'll set up additional terminals on one account with consolidated reporting.

3

Every Ticket Saves

The terminal automatically applies cash discounts. Processing fees go to zero across pet grooming, add-ons, tips, retail, and packages. Track everything from one dashboard.

What Salon Owners Are Saying

★★★★★

"I finally pulled our processing statement apart and we were paying almost $1,800 a month in fees. Switched to EmeraldPay and that line item is gone. Used the savings to bring on a second bather — we're running more dogs now than ever."

PP
Megan Alvarez
Owner, Pawsh Paws Pet Salon — Tampa, FL
★★★★★

"I was nervous about client pushback — our regulars are loyal and I didn't want to rock the boat. Four months in, not a single cancellation. Signage explains it, receipts show it, nobody cares. We've recovered close to $7K."

DD
Jessica Reed
Owner, The Dapper Dog — Charlotte, NC
★★★★★

"We run full pet grooming, a self-serve wash, and a small retail section. One terminal handles all of it and I can see volume by category. My bookkeeper loves how clean the reporting is."

WW
Danielle Foster
Co-Owner, Wag & Wash Co. — Nashville, TN
The Loyalty Question

"My Reviews and Regulars Are Everything.
Won't This Hurt Them?"

This is the first thing every salon owner asks. Here's the reality from salon owners already running it.

1Clients already see this everywhere

The gas station down the street already does this. So does their coffee shop, their barber, and the pizza place they order from. Cash discounting isn't new to your clients — it's only new to your front desk.

2Nobody pays more than before

Your posted prices stay exactly the same. Card clients pay what they've always paid. Cash clients get a small discount. If a client pushes back, your front desk rings them up at the normal posted price. No one is charged more than they would have been last month.

3Your reviews are driven by the groom, not the swipe

The things that actually drive 5-star reviews — how the dog looks, how they were handled, communication, on-time pickup — have nothing to do with payment processing. Salons running cash discounting report no measurable impact on Google or Yelp ratings.

4Your staff doesn't have to sell anything

This isn't an upsell or a pitch. The terminal handles the discount calculation automatically. Your front desk and stylists don't explain anything — the signage and receipt do the work.

Built for Small Service Businesses

Powered by Clover POS

Professional hardware that fits behind any front desk. Real integrations with the tools your salon already runs on.

  • Tips handled natively — tipping prompts on the customer display, with optional preset percentages
  • Homebase integration — employee scheduling and time tracking for your pet stylists and bathers
  • DAVO Sales Tax — automatically sets aside and files sales tax on retail (pre-installed on Clover)
  • ADP payroll sync — timesheets flow from Homebase to ADP with one click
  • All payment types — chip, tap, Apple Pay, Google Pay
  • Standalone processing — works alongside your existing booking software (Gingr, Moego, Pawfinity, etc.), no conflicts
Dog being groomed at a salon

What $15K–$30K Back Does to Your Salon

This isn't marketing money. It's bottom-line recovery that drops straight to net profit.

👩‍🔧 Add appointment capacity

Hire a bather to free up your senior stylists for higher-ticket work. More dogs through the door at a better per-hour margin — without any of the fee drag.

🛠 Upgrade your equipment

New HV dryer, hydraulic tub, clippers, or a proper styling table. Equipment directly impacts speed, quality, and the physical toll on your staff.

📣 Fund real marketing

Local Meta ads, Google Business Profile optimization, a review-generation campaign. The things that actually fill your calendar — funded by money you were already earning.

💰 Improve your net margin

Processing fees are a salon expense that's been hiding in plain sight. Eliminating them improves your net-to-gross immediately, without touching prices.

Questions from Salon Owners

Is cash discounting legal? How is it different from surcharging?

Yes — legal in all 50 states. Surcharging adds a penalty to credit card transactions and is restricted in some states. Cash discounting offers a reward for paying cash, with your posted price as the card price. No state-by-state restrictions, no card brand registration requirements.

Does this work for tips?

Yes. Clover handles tip prompts on the customer display with customizable preset percentages. Tips process cleanly through the same terminal — and because there's no processing fee on card transactions under cash discount, your staff keeps more of what's tipped.

Will this interfere with our existing booking software?

No. The Clover terminal handles payment processing independently. It doesn't need to integrate with Gingr, Moego, Pawfinity, or whatever you use for booking — it operates alongside it. Your calendar, client records, and appointment notes stay exactly where they are.

What about packages, memberships, and punch cards?

Any transaction run through the terminal is covered — including upfront package purchases, monthly memberships, and punch card sales. If it's a card swipe, cash discounting applies.

How fast can we get set up?

Most salons are live within 48–72 hours of approval. We ship pre-configured terminals. You plug in and start processing.

What are the terms?

We'll walk you through pricing and terms during the application process. Everything is straightforward — no hidden fees.

Can I track pet grooming, retail, and tips separately?

Yes. Clover lets you break out transactions by category, item, and employee. You can see service revenue, retail revenue, and tips independently from any browser.

Want to Talk Numbers?

Talk to Someone Who Gets Small Service Businesses

Book a free 15-minute call with Chris. He'll run through your specific volume, ticket mix, and projected savings. No pitch — just math.

Your margins are earned one groom at a time. Stop letting processing fees take a cut.

Apply in 5 minutes. Most salons are approved within 24 hours and live within the week.