The card price carries the cost of taking cards. You keep what you bill.
Cards usually cost three to four cents on the dollar. On a $450 return that is $13.50 to $18 just to get paid, and none of it shows on the invoice. A firm running $50,000 a month in cards through the season hands over $1,500 to $2,000 a month the same way. Your own number is on your own statement.
Every return has a card price and a lower cash price. The front desk takes the payment the way it does today and the system applies the right one. Credit and debit pay the card price. Cash and check pay the cash price. We call it Dual Pricing.
The difference is 3.85 percent, the same on every card. No per-transaction fee on swiped or tapped cards. No cancellation fee. What leaves your account for processing today stays in the firm.
Tap, chip or swipe on a Clover Mini, the smallest countertop Clover that is still a complete point of sale.
Key the card in while the client is on the line. No device needed.
A Clover Go reader pairs with your phone. On a current iPhone, Tap to Pay needs no reader at all.
Email it with a pay button.
Set the monthly bookkeeping client up once and it bills every month.
In March the phone does not stop, and the caller you miss books with the firm that answers. Cajoon, our business system, texts that caller back for you, sends the appointment reminder, and asks for the review once the return is filed.
Drake, ProSeries, Lacerte, UltraTax, or whatever you file with today. Clover runs beside it on its own, so nothing gets ripped out. The Clover dashboard also syncs to QuickBooks Online and Xero.
No fee is added at the desk. Every return already carries a card price and a lower cash price, and the system applies the one that fits. Pay by cash or check, pay less.
When does it end? Send one statement now. The review is free. If what you would keep in a year is bigger than the cost to leave, the math makes the call. If it is not, staying put is the right call and we will say so.
There is no monthly minimum and no cancellation fee. If you do not want a device at all, run with none: payments from the browser, by invoice and on a schedule, with no device subscription. If you want a Mini at the desk, that is its own line, and the number is in the next answer.
The big number is what you stop paying. On Dual Pricing your processing goes to zero. Against that, the Clover subscription is its own line, $99 a month for a Mini. The account fee is under ten dollars a month, and PCI is $199 once a year. Those are separate lines, and every one is on the paperwork before you sign.
Then Dual Pricing is not your program. We also offer Traditional Processing and Interchange Plus, and the review shows which one fits.
Text a photo of it to 888-470-2530, or upload it here. $500 if we can't lower your processing cost.