EmeraldCheck plugs check and ACH acceptance into the way you already get paid, at the counter, on the phone, online, on mobile, through links, QR codes, PayNow buttons, and recurring billing. Same setup, same login, same reporting.
Take checks at the counter.
Add check acceptance directly to your Clover device alongside the cards you already run. Your team rings up the sale, the customer pays by check, and you settle into the same bank account — no second login, no separate reconciliation, no paper to chase.
Key it in from any browser.
Open the virtual terminal, enter the customer's routing and account number, capture authorization, and submit. Works on the same login you use for card transactions, from any computer with a browser. No dedicated hardware, no extra app to install.
A checkout page we host for you.
Send a customer to a secure checkout page with your branding, where they can pay by check or ACH without you handling any account data. The page lives on our infrastructure, so PCI scope and security headaches stay off your plate.
Send a link, get paid.
Generate a unique payment link for any amount, drop it into a message, and the customer pays from wherever they are. No app, no account, no follow-up calls about whether the check arrived.
Point, scan, paid.
Print a QR code on a counter sign, an invoice, or a service ticket. The customer points their phone camera at it, lands on a secure page, and pays by check or ACH. No app download, no manual amount entry if you don't want it.
One button, no hunting.
Drop a Pay Now button anywhere a customer might be looking at what they owe — an emailed invoice, a quote, an order confirmation, a customer portal. They tap it, the amount is already filled in, and they can pay by check or ACH on the spot.
Built for the phone in their hand.
Most of your customers are paying from a phone, not a desk. Every checkout page, link, and payment screen is built to work cleanly on a small screen first — thumb-friendly fields, big tap targets, and a checkout that doesn't fight back.
Add it next to the credit card field.
Plug check and ACH right into your existing online checkout as another payment option, sitting next to Visa and Mastercard. The customer picks their preferred method, you collect the funds, and your reporting stays in one place.
One authorization, paid forever.
Get the customer's authorization once, then debit their checking account on whatever schedule you set — weekly, monthly, quarterly, custom. Failed pulls retry automatically, and you stop spending Friday afternoons chasing late checks.
Cards, checks, ACH, on every platform we support — one processor, one statement, one team that picks up the phone when something needs a human.