One-time pulls.
Process a one-time debit from a business or personal checking account. The customer signs a written authorization instead of writing a check, and you can opt into Guaranteed Funding for added security.
EmeraldCheck uses leading risk assessment technology and the nation's most complete check-writer database to evaluate every transaction in real time, so you can close a sale instantly. With the optional warranty service, you're also protected from bad-check losses.
Process authorized debits from a customer's business or personal checking account, scheduled as a one-time charge or for recurring billing. Use a web-based interface to electronically deduct authorized payments for faster, safer processing.
Schedule a one-time debit or set up recurring billing through a simple web-based interface. The customer authorizes once, and you collect electronically, faster and safer than waiting on paper checks to clear.
Two ways most merchants run ACH, depending on how often you bill.
Process a one-time debit from a business or personal checking account. The customer signs a written authorization instead of writing a check, and you can opt into Guaranteed Funding for added security.
Process scheduled debits from a business or personal checking account. The customer signs a one-time authorization, and you collect on a recurring schedule, with optional Guaranteed Funding to eliminate risk.
Accept and process checks from your customers over the phone. Written or recorded verbal authorization is obtained to debit the customer's checking account. The ideal solution for call centers and suppliers.
Take check payments without the customer ever sending a piece of paper. Capture written or recorded verbal authorization, debit the account, and move on. It's the ideal fit for call centers, suppliers, and any business that bills its customers over the phone.
Six advantages over collecting paper checks the old way.
Quick access to funds, in as little as seven business days.
Quickly debit consumer checking accounts after receiving verbal authorization.
Banking fees and paper-check handling costs are virtually eliminated.
Support multiple locations and users from a single console.
Automatic notification of non-sufficient-funds items and automatic resubmission.
Funds are electronically deposited into your existing bank account, no separate account required.
The customer initiates a debit payment for bill pay or eCommerce on your website or payment gateway. A simple, convenient online option that increases sales potential and earns repeat customers.
Add a check option at checkout or on your bill-pay page. Customers fill in their account info, you receive the payment, and the funds settle into your existing bank account electronically. Same convenience as a card, no card required.
Four reasons to add it to your checkout flow.
Enjoy fast access to funds in three to seven business days.
Check-handling labor and costly banking fees are eliminated. No more filing paper claims for bad checks.
Automatic notification and resubmission of non-sufficient-funds items.
Funds are electronically deposited into your existing business bank account.
The card-only checkout misses a huge slice of the U.S. market. EmeraldCheck adds back the payment method these customers actually use, alongside the cards you already accept.
Source: U.S. consumer banking data referenced on the EmeraldCheck program. Actual reach varies by market and channel.
Cards, ACH, checks-by-phone, checks-by-web. One processor, one statement, one team that picks up the phone when something needs a human.